Five Signs You Need a Roof Repairs or Roof Replacement

For most of us, roofing is over our heads. As long as the roof is up there, doing its job, we don't give it much thought. But eventually, there comes a time when your old roof just isn't going to cut it anymore. That's when it's time to call an experienced roofing contractor.

With so many roofing companies out there, it's vital that you ask to see that your roofing contractor carries the proper licensing from their governing authorities in their area. This protects you from scams and scrubs who contract without a valid license. Also, ask to see proof of insurance, including general liability and workers' compensation insurance, to make sure you and your home are protected in the event of an accident.

So how do you know if a new roof is in your future? Here are a few signs to look for:

Water You Waiting For?

If you notice water marks, sagging drywall, or water dripping from your ceiling, it's important to contact a roofing contractor to investigate the water intrusion and determine what the best course of action is to mitigate further damage and make repairs.

Many water leaks are a simple fix, but there could be underlying damage to your substructure, the presence of mold, or deterioration of your roofing material that makes a full roof replacement necessary.

Weathering the Storm

Major weather events can be frightening. High winds, heavy rain and hail, and flying debris can pose a hazard to your roof and cause damage. If you've recently experienced a storm and note that you've got excessive storm debris, water leaks, or can see damage to your roof, a professional roofing contractor can provide you with a roof inspection to determine the extent of the damage and whether repairs or roof replacement is needed.

Rising Insurance Premiums

Home insurers base their premiums on a complicated system that assesses risk. An older roof incurs more risk of damage as it nears the end of its life expectancy. Your insurance company asks the age of your roof when you get your initial quote, and the count-down is on. Some insurance companies even send out investigators to perform regular inspections to determine the condition of your roof prior to offering your renewal. Many homeowners see their rates continue to increase year after year, and an older roof can contribute to those increases.

Installing a new roof using new materials installed to updated specifications and codes can significantly lower your homeowner's insurance premiums. Ask your insurance agent if a new roof might lower your insurance costs.

When Disaster Strikes

There is no more helpless feeling than suffering a loss due to a fire, flood, or another disaster. Disaster can strike at any time, but fortunately, many roofing and restoration contractors offer emergency repair services. A roofer can install a tarp, plywood, or use other dry-in techniques to temporarily repair your roof and allow time to have it thoroughly inspected to determine if repairs will be adequate, or if a complete roof replacement is necessary.

Roof Age

Perhaps your roof has just exhausted its useful life. If you notice buckling and valleys in your roof's surface or that your shingles are cracking, curling, or lifting, that's a sure sign that the time for replacement is near. Most asphalt roofs have a life expectancy between 15 and 25 years, depending on the quality of the materials used. Check your original manufacturer's warranty for specifics and request a roof inspection from a certified roofing contractor if you're still not sure. They can help you determine what life, if any, is left for your current roof and discuss your options with you.

Contact a licensed, insured roofing contractor to inspect your Chattanooga roof and help you determine if repairs or replacement are needed.